FinChain Dollar
Future Money,Now.
Fully Regulated. Natively Yield-Bearing. 100% Backed by Tokenized RWAs.
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USDT
USDT
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FUSD
FUSD
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Real-Time Transparency

FUSD is an over-collateralized (≥100%) stablecoin backed by tokenized U.S. Treasury bills and compliant money market funds—assets that also generate its native yield.

*as of February 2026
$

In circulation*

$

Reserves*

%

Reserves ratio*

FUSD Reserves

Reserves Composition

FUSD in circulation

Verify Reserves

*as of February 2026

FUSD Use Cases

Use FUSD Pay to Earn!

Mirror Trading

User assets are safeguarded by regulated custodians, while mirroring technology from top-tier exchanges provides access to deep trading liquidity and purchasing power.

Payment

With native access to extensive online and offline scenarios across Fosun’s consumer, commerce, and cultural tourism ecosystem, FUSD offers a streamlined experience—featuring lower costs and faster settlements than traditional systems.

On/Off Ramp

FinChain aims to be the first global blockchain stop for users via compliant deposit/withdrawal channels worldwide. Through these compliant channels, users achieve "One-time KYC, global deposits and withdrawals" under a compliance framework.

Mint Stablecoins

FinChain will launch the "FinCoin Protocol", which accepts globally compliant RWA Tokens and other premium alternative assets as stablecoin reserves. Eligible issuers can select the types of underlying assets for the stablecoins based on their specific needs.

Frequently Asked Questions

What are the RWA reserves for FUSD?
FUSD is backed by tokenized U.S. Treasury bills and compliant money market funds, which generate its yield. The collateral is held in an overcollateralized structure (with a minimum collateral ratio of 100%), ensuring that every FUSD token in circulation is fully backed by equivalent underlying assets.
What is the mechanism of the FUSDLP?
FUSDLP is a liquidity pool token composed of a basket of tokenized Real-World Assets (RWAs). Holders can use FUSDLP to mint FUSD or other stablecoins, and can also earn yield by holding FUSDLP.
How is FUSD yield distributed?
FUSD generates native yield via a reward multiplier, a mechanism similar to the compound interest in traditional bonds. This multiplier compounds programmatically daily (including weekends), fairly accruing earnings at a predetermined rate set by the FUSD issuer. This daily increase directly raises the user's FUSD balance, ensuring a fair and transparent yield distribution.
Which currencies does FUSD support for 1:1 minting?
FUSD currently supports 1:1 minting against USDT.